Member-only story
Are you maximizing your credit card perks or paying the price of hidden risks?
Credit Cards in 2024: The Sweet Spot Between Benefits and Risks
A guide to navigating credit card benefits and pitfalls, helping you find the balance between rewards and responsible spending.
In today’s world, owning a credit card feels almost like a rite of passage. From online shopping to paying bills, the convenience and perks that credit cards offer can make life a little easier. But with rising costs, economic uncertainty, and the ever-present risk of falling into debt, many people are left wondering: Is it really worth having a credit card in 2024, and how many should I have?
Let’s take a closer look at both sides of the argument to help you decide what makes sense for you.
Why You Should Own a Credit Card
Credit cards can be a powerful financial tool when used wisely. The benefits go beyond just making purchases — you can build credit, earn rewards, and even protect yourself in emergencies. Here are a few reasons why having a credit card can make sense in 2024.
